Personal checking accounts

Bank the way you want with our personal checking accounts. We'll help you find the right account to meet your banking needs.

Bank with confidence, anytime

Pay no monthly fees ¹

Get day-to-day banking with no monthly maintenance fees and no minimum balance requirements.

Bank comfortably, anywhere

Manage your finances with free online and mobile banking. ²

Get reimbursed for ATM fees

We’ll reimburse you for ATM fees incurred at bank machines outside of the SWFB Bank USA network. ³

Explore our checking accounts

Our checking accounts give you the flexibility to manage your money your way.

Start with a $50 minimum opening deposit.

Earn a $200 bonus ⁴

When you open a new SWFB iCan or myChoice Checking account

iCan Checking

A basic checking account with no minimum balance requirement for your everyday banking.

Earn 1% cash back on debit card purchases, up to $20 ⁵
Get up to $50 per month in ATM refunds ³

Get Started

myChoice Plus Checking

An interest-bearing checking account to grow your money with no monthly maintenance fees.

Earn interest on balances of $0.01 or more
Get up to $25 per month in ATM refunds ³

Get Started

myChoice Prestige Checking

An interest-bearing checking account that earns more interest with a higher balance.

Earn a tiered interest rate with a minimum balance of $10,000
Get up to $50 per month in ATM refunds ³

Get Started

Our accounts are FDIC-insured .

Apply at a banking center

To get started, you'll need your identification, such as driver's license, state ID, military ID or passport (US or other) and proof of address.

Ways to fund your account:

Deposit cash in branch
Transfer from an existing SWFB Bank USA account
Write a check from an external account

Check out our other accounts

HSA Checking

A tax-advantaged, interest-bearing checking account that can help you save for current and future health insurance and medical expenses.

Get Started

EasyPath Access

A checking account designed to help you avoid overdrafts and overdraft fees. We may stop transactions ⁶ that bring the account into a negative balance ⁷.

Get Started

Additional products and services may be available for clients with relationships of $1 million or more. To learn more, contact your relationship manager.

Your checking account questions answered

Are there any transaction restrictions on my checking account?

How do I sign up for electronic statements?

Connect with us

Call us at +1(913)289-4263

Call us at [email protected]

Personal checking accounts

Bank with confidence, anytime

Pay no monthly fees 1

Bank comfortably, anywhere

Get reimbursed for ATM fees

Explore our checking accounts

Earn a $200 bonus 4

iCan Checking

myChoice Plus Checking

myChoice Prestige Checking

Apply at a banking center

Check out our other accounts

HSA Checking

EasyPath Access

Your checking account questions answered

Connect with us

Pay no monthly fees ¹

Earn a $200 bonus ⁴